lundi 24 novembre 2014

Taking over a home loan

Hi guys, hopefully someone here can point me in the right direction. My brother and I bought a home together less than 3 years ago and the loan is both of ours. My brother has decided to move out and has left me with the mortgage.



I can make the payments but I'm concerned about what happens later on down the road if I decide to sell. What happens if he gets married etc... does his future spouse then have equity in MY house? I want to take his name entirely off the mortgage. Will a loan assumption do that? Any other advice or anything else I should be concerned about?




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